Terms & Conditions

Please read these terms and conditions carefully before using this website or submitting any application forms. By accessing or using this service, you agree to be bound by these Terms and Conditions.

1. Nature of Service

This website is operated by Carl Galve, a Marketing Professional for Toyota Cagayan de Oro. The primary purpose of this website is to facilitate vehicle inquiries, schedule test drives, and assist clients in submitting auto loan applications to partner banks.

2. No Guarantee of Loan Approval

We are not a bank or lending institution, and we do not guarantee loan approval.Submitting an application form through this website merely initiates the application process. All auto loan approvals are strictly subject to the independent evaluation, credit checking, and final decision of our partner banks and financial institutions.

We are not responsible or liable for any rejected applications, adjusted loan terms, or decisions made by evaluating banks.

3. Accuracy of Prices and Promos

While we strive to keep all information on this website accurate, vehicle prices, interest rates, and promotional offers may change without prior notice. The figures provided in our catalogs, pricelists, or computed via email are estimates and are only finalized upon formal bank approval and the signing of official purchasing documents.

4. System Interruptions

We do not warrant that the website will be uninterrupted, secure, or error-free at all times. We are not liable for any delays, data losses, or missed opportunities caused by technical malfunctions, server maintenance, or internet outages.

5. Limitation of Liability

To the maximum extent permitted by law, Carl Galve and Toyota Cagayan de Oro shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website; (ii) any conduct or content of any third party on the website; or (iii) unauthorized access, use, or alteration of your transmissions or content.

6. Governing Law

These Terms and Conditions shall be governed and construed in accordance with the laws of theRepublic of the Philippines, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Cagayan de Oro City.